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What is the difference between pet insurance and a pet wellness plan?

What is the difference between pet insurance and a pet wellness plan?

There are two options available to help make your pet's health care more affordable, Wellness Plans and pet insurance. It's critical to understand the different services they cover before making your choice. In this blog, our Fairfield, NJ vets share the benefits of each option, to help you decide which one is best for you and your pet.

Protect the future of your pet

Wellness plans and pet insurance policies both have their own unique benefits and are very different. You need to understand the services they do and do not cover for your pet's health before making your choice. By knowing the options available to you, you won't be left out of pocket when it's time for you to visit your vet or pay for your pet's veterinary care. 

What are Pet Wellness Plans?

Wellness plans make it easier for you to cover the cost of routine veterinary care, wherewith pet insurance, you only have to pay for the treatments and services you use during the year.

Wellness Plans let you take a proactive approach to veterinary care by paying a smaller amount every month rather than a larger sum every visit. These plans help your vet spot early signs of any conditions or diseases your pet may have before they become more serious, and more expensive to treat.

What do Wellness Plans cover?

Usually, Wellness Plans cover routine veterinary services such as parasite prevention, wellness exams, and core vaccines. Maintaining and improving your cat or dog's life-long health is easier because Wellness Plans spread out the costs of routine veterinary care.

What is pet insurance?

Should your pet require emergency veterinary care, pet insurance helps you cover the cost of treatment.

The truth is emergency treatments or treating a condition such as diabetes or cancer can be very expensive. Pet insurance can help you cover the veterinary costs for the conditions and accidents covered by your insurance policy.

What will pet insurance cover?

All pet insurance policies are different but they usually cover the costs of treating illnesses or emergency care that is needed after accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital problems as well as orthopedic conditions.

How can I decide between the two options?

Make sure you know exactly how Wellness Plans and pet insurance can benefit you and your pet. This can help you decide which is right for you. Some pet owners choose either a Wellness Plan or pet insurance, while others subscribe to both to ensure their pet has complete coverage. 

If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.

You can help protect the health of your cat or dog with our annual Wellness Plans. Select the Wellness Plan that best matches your pet.

Welcoming New Patients

All Creatures Great and Small Animal Hospital is now seeing new patients! Our Fairfield, NJ vets are trained to provide care for a wide range of companion animals including cats, dogs, birds, reptiles, rodents, and more. Contact our veterinary clinic today to schedule your pet's first appointment.

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Book Online (973) 227-7789